A student loan is designed to help students pay for university tuition, books, and living expenses. It may differ from other types of loans in that the interest rate may be substantially lower and the repayment schedule may be deferred while the student is still in education. It also differs in many countries in the strict laws regulating re-negotiating and bankruptcy. Student loans have become an indispensable tool for families trying to pay the soaring cost of higher education, which at some private colleges and universities now tops $50,000 a year. The interest rate paid by students on both guaranteed loans and direct loans is fixed and is set by Congress. In the case of guaranteed loans, the government pays a subsidy to lenders that make the loans and also guarantees the amounts loaned, almost completely protecting lenders from losses. Education builds up the steps to success. A higher education not only translates one’s investment into material achievements and mental contentment but also enriches one’s knowledge and enlightens one’s mind. The qualified persons are more immune to economic turbulence. But degrees come at a cost and so can not be afforded by all. Education loans come in three major categories: student loans (e.g., Stafford and Perkins loans), parent loans (e.g., PLUS loans) and private student loans (also called alternative student loans). There are different layers of economic background. In fact, the model based upon the financial status is a pyramid in shape. A few are rich and seated at the crest of the pyramid whereas the countless paupers form the very basement and the other classes are categorized in between. The types of loans available fall into three general categories: federally guaranteed loans made by banks and other lenders; federal direct loans made directly by the government; and private loans, which are essentially the same as any other consumer loan, from banks and other companies.
on Sunday 19 June 2011
Self employment is not just the domain of those with a degree or a trades ticket. Someone with even a partial high school education can do very well on the internet.Self employment ideas comes a dime a dozen. Where the shortage lies is in the motivation. It wasn't long ago when you promised, "that if one more person in your department gets a pink slip, that you were out of there"! But for some strange reason, you just don't think it will happen to you. (Like getting dumped, receiving a speeding ticket, or divorcing your high-school sweetheart).
On the internet, it is willingness to learn and work that cuts the real successes from the wishful thinkers. Following are just a few of the many self employment ideas that abound. If you have special skills like nursing or you are an electrician or car mechanic, doctor or secretary, you can create your own work from home. The person that never completed high school can also do JUST AS WELL on the internet. The World Wide Web is the great equalizer.
Five million people world-wide are out of jobs. There are more people with PHD's working in Starbucks than in universities. Not to mention that the economy is spiraling down like a torpedo, the stock market tanked and landed safely in the middle of no man's land and job security or shall I say JOB IN-Security is starring us in the face, and still 95 percent of the population will rather just hope, wish and pray for a brighter day.
On the internet, it is willingness to learn and work that cuts the real successes from the wishful thinkers. Following are just a few of the many self employment ideas that abound. If you have special skills like nursing or you are an electrician or car mechanic, doctor or secretary, you can create your own work from home. The person that never completed high school can also do JUST AS WELL on the internet. The World Wide Web is the great equalizer.
Five million people world-wide are out of jobs. There are more people with PHD's working in Starbucks than in universities. Not to mention that the economy is spiraling down like a torpedo, the stock market tanked and landed safely in the middle of no man's land and job security or shall I say JOB IN-Security is starring us in the face, and still 95 percent of the population will rather just hope, wish and pray for a brighter day.
Financial Crimes are crimes against property, involving the unlawful, conversion of the ownership of property to one's own personal use and benefit. Financial Crimes may involve fraud, medical fraud, corporate fraud, payment fraud etc...Financial crimes may involve additional criminal acts, such as computer crimes, abuse, burgalry, and even violent crime. The Financial Crimes Task Force will assess the destabilizing effects of financial criminal activity on the nation's security and economic and financial infrastructure. With profits close to $1 trillion per year, global organized crime has become arguably the world's fastest growing business.The aim of the project was to inform our financial crime risk assessment methodology, looking at how the measurement of impact on individuals, financial institutions and wider society could be used to improve risk-based and proportionate financial crime resource allocation. Our underlying intention was to analyse how regulatory activities could be measured in relation to performance against the financial crime statutory objective.
The lifeblood of criminal activity is money, and thus the modus operandi and mechanisms exploited to make illegitimate proceeds appear legitimate is the ultimate objective of every criminal organization. To level the playing field law enforcement must strike where it hurts: the wallet. Aside from laundering and asset seizure concerns, the Financial Crimes Task Force will also analyze the counterfeiting of credit cards and tender aimed at economically sabotaging US corporate and government interests.The aim of the project was to inform our financial crime risk assessment methodology, looking at how the measurement of impact on individuals, financial institutions and wider society could be used to improve risk-based and proportionate financial crime resource allocation. Our underlying intention was to analyse how regulatory activities could be measured in relation to performance against the financial crime statutory objective.
The lifeblood of criminal activity is money, and thus the modus operandi and mechanisms exploited to make illegitimate proceeds appear legitimate is the ultimate objective of every criminal organization. To level the playing field law enforcement must strike where it hurts: the wallet. Aside from laundering and asset seizure concerns, the Financial Crimes Task Force will also analyze the counterfeiting of credit cards and tender aimed at economically sabotaging US corporate and government interests.The aim of the project was to inform our financial crime risk assessment methodology, looking at how the measurement of impact on individuals, financial institutions and wider society could be used to improve risk-based and proportionate financial crime resource allocation. Our underlying intention was to analyse how regulatory activities could be measured in relation to performance against the financial crime statutory objective.
on Thursday 9 June 2011
In recent time there was only two political parties in bwp region. One was the saraiki province movement and other was Bahawalpur province movement. Saraiki Province Movement began when the Saraiki speaking areas of Punjab felt that in comparison with Punjabi speaking areas, there was less and slower development in Saraiki areas. Less access to power and goods and services resulted in lack of development. There are number of grievances which have been put up by the various Saraiki political parties and organizations.
One of the grievances is settlement of people from other areas. This began when in 1886-86 canals were dug by the British and new canal colonies of Southern Punjab Bahawalpur region were opened to settlers from outside. Then again after Sutlej Valley Project new settlers came into Bahawalpur region, which is still continuing much to the disapproval of Saraiki people. Another grievance is that the Saraiki area generates more income than what is spent on it. According to Saraiki activists, Saraiki area is economically exploited. It is believed that Bahawalpur being the major producer of cotton, the income earned from it is not being spent on Bahawalpur. A major demand of Saraiki activists is that the quota of employment for Saraiki’s be raised.
One of the grievances is settlement of people from other areas. This began when in 1886-86 canals were dug by the British and new canal colonies of Southern Punjab Bahawalpur region were opened to settlers from outside. Then again after Sutlej Valley Project new settlers came into Bahawalpur region, which is still continuing much to the disapproval of Saraiki people. Another grievance is that the Saraiki area generates more income than what is spent on it. According to Saraiki activists, Saraiki area is economically exploited. It is believed that Bahawalpur being the major producer of cotton, the income earned from it is not being spent on Bahawalpur. A major demand of Saraiki activists is that the quota of employment for Saraiki’s be raised.
on Saturday 4 June 2011
Transport:
This university has a facility of transport.As the main campus of the university is far away from the city.So the university provides the facility of buses and coasters. There are 40 buses to pick up the students and 4 coasters for teaching staff. The students pay the fee for this transport.This facility is also available in Rahim yar Khan and Bahawalnagar campus. This system is providing by the IUB to accommodate the students which belongs to the other cities.
Hostel:
In order to provide the facility to students IUB provide the accommodation for the students.There are five hostel for the boys and six hostel now a days. These hostels have a capacity for 5000 students.In these hostels the students from outside of the city live and do work hard to get position.
Quaid-e-Azam medical college:
Quaid-e-Azam medical college which is also known as qmc is located in the heart of city.it is one of the biggest college in bahawalpur.Thousands of students are learning in qmc to serve the humanity.it is situated at circular road near the bahawalpur Victoria hospital (BVH).
Govt. Sadiq Egerton College:
Government sadiq egerton college (S.E) college is situated near the GPO. It is oldest and biggest college in bahawalpur. There are many departments in this college like science faculty department, arts faculty department etc. The professors of the college are very talented and honest. They teach the student with full attention and politely.There are many play ground in the college in which students as well as professors play many different games such as cricket, foot ball ,hockey etc...
Moon System of Education:
The main branch of Moon system of education is situated near the Darbar mehal. This college is progressing day by day and many students have achieved scholarship from this institute. The professors of Govt. S.E college also teach the students of Moon System of Education.The head of this institute of Prof.Dr.Mehmood-ul-hasan who is the doctor of Chemistry and Dr. Mehmood-ul-hasan is one of the best chemistry professor in bahawalpur.
Soft Version College of I.T:
Soft version college of information and technology is best information technology in bwp.It is located in satellite town near the Rafi Qamar Road.The people are paying interest in information technology due to the demand of I.T college is increasing day and night.
Govt. degree College for women:
Govt. Degree college is one of the best and biggest college in bahawalpur. In this college there is also facility of transport thus the students have no problem to reach college on time.It is located near the old civil hospital.In this college female prof. teach the students.
Quaid-e-Azam medical college which is also known as qmc is located in the heart of city.it is one of the biggest college in bahawalpur.Thousands of students are learning in qmc to serve the humanity.it is situated at circular road near the bahawalpur Victoria hospital (BVH).
Govt. Sadiq Egerton College:
Government sadiq egerton college (S.E) college is situated near the GPO. It is oldest and biggest college in bahawalpur. There are many departments in this college like science faculty department, arts faculty department etc. The professors of the college are very talented and honest. They teach the student with full attention and politely.There are many play ground in the college in which students as well as professors play many different games such as cricket, foot ball ,hockey etc...
Moon System of Education:
The main branch of Moon system of education is situated near the Darbar mehal. This college is progressing day by day and many students have achieved scholarship from this institute. The professors of Govt. S.E college also teach the students of Moon System of Education.The head of this institute of Prof.Dr.Mehmood-ul-hasan who is the doctor of Chemistry and Dr. Mehmood-ul-hasan is one of the best chemistry professor in bahawalpur.
Soft Version College of I.T:
Soft version college of information and technology is best information technology in bwp.It is located in satellite town near the Rafi Qamar Road.The people are paying interest in information technology due to the demand of I.T college is increasing day and night.
Govt. degree College for women:
Govt. Degree college is one of the best and biggest college in bahawalpur. In this college there is also facility of transport thus the students have no problem to reach college on time.It is located near the old civil hospital.In this college female prof. teach the students.
on Thursday 2 June 2011
National park which is also known as Lal suhanra is an interesting. This park has a natural beauty. it is the most loving park for naturist. This park is the home of many wild animals, birds, aquatic animals etc...
In this park there is a black buck which is now re-introducing into their former desert. you can see about 30 of them in the forest. Lal suhanra is about 36km from the main city. it is situated between the Bahawalpur and Khairpur. There is a huge lake passing through this park this lake is known as shumai nehar. This lake is full of water now a days and in the flood season it overflow and the water of the flood in the lake reaches to the near by villages. The main attraction of this park is the lion safari.it allows the visitors to see lion in its natural habits.
In this park there is a black buck which is now re-introducing into their former desert. you can see about 30 of them in the forest. Lal suhanra is about 36km from the main city. it is situated between the Bahawalpur and Khairpur. There is a huge lake passing through this park this lake is known as shumai nehar. This lake is full of water now a days and in the flood season it overflow and the water of the flood in the lake reaches to the near by villages. The main attraction of this park is the lion safari.it allows the visitors to see lion in its natural habits.
Later on the custody of the building was handed over to the municipality department of bahawalpur. This department completed the construction with in few years. Now a days there are a lot of book on all topics of the world are in this library. Many people go to the library daily to read newspaper. they read news paper to know what is happening in the world. Some people read book to increase their knowledge. There is a large ground in library. Students often go to the library to read in silence. They feel very comfortable and they do not pay any interest in the surrounding they only take interest in books. Now Government should take interest to improve the library.
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